Learn more &. Lifeplan Australia Friendly Society Ltd. T: 0400 567 937. The flexibility of our Education Bonds allow you to access your funds at any time, and can be used for more than education. 25 November 2021 Tertiary course fees are based upon an average cost across claims experience over the period 1 July 2014 to 30 June 2016. As the ATO explains, the process for salary sacrificing looks something like this: Your employer pays you a reduced salary or wages. Make sure to include your statement of Medicare benefits and any other documents relevant to your claim. au 1300 1300 38 We have full discretion to determine approved courses and education expenses covered by the Plan. au 4. Find out more. au 111 Gawler Place, Adelaide SA 5000 T 1300 1300 38 T 1300 133 285 W australianunity. 10-year pa. Education Bonds: Tuesday 13th June 2000: Tuesday 7th March 2006 : Manchester Unity Total Care: Tuesday 13th June 2000: Monday 29th July. Learn about what it means to be a Member of Australian Unity. If you’re interested in joining a supportive team and making a positive impact in your role, we want to hear from you. It is a simple investment solution that holds a growth portfolio of assets. au/wealth F 1800. Australian Unity Bank has detected a number of unauthorised attempts to access online banking accounts. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page. Read more & Learn about dues limits. Our accelerated bachelor''s and master’s degrees allow you to graduate earlier. au/wealth;087 648 888 (‘Australian Unity’) and is part of the group of companies undertaking investment activities at Australian Unity, generally known as Australian Unity Wealth and Capital Markets. The multicultural funeral bond is just one of the ways we are supporting people to put in place plans for exactly the kind of funeral they want and as. au. Australian Unity and Lifeplan Lifeplan Australia Friendly Society Limited (Lifeplan) is a market leader in tax effective investment products, with $2. Learn more. 1. Lifeplan. Fees, charges and lending criteria apply. Australian Unity “It’s never really too late to start saving for ANY purpose, and the same philosophy applies to an education savings fund, also known as an Education Bond. If your application is incomplete and if the additional information is not received after 30 business days, we may return the. Personal Loan Application Form PDF - 865. 1003. 1 To earn the bonus interest rate, each month you must deposit $250 or more from a linked Australian Unity Transaction Account (deposit excludes any interest earned in the Active Saver account) and not make any withdrawals throughout the month. In our continuing efforts to care for the environment, we encourage you to receive notices of general meetings and our annual report via email. Lifeplan is part of the Australian Unity group. com. Statutory Declaration Applies to Australian Unity Investment Bonds, Australian Unity Education Savings Plan, Australian Unity Grand Bonds Assurance Fund policies only Please complete this section only if you do not have the original Certificate of Membership. 2019 Capital Guaranteed Deferred Annuity : 27. Contact us Submit an enquiry FAQs. This Product has the following key attributes: • it is a 'tax paid' investment meaning that tax on a consumer's investment in the Lifeplan Education Bond (Lifeplan Education Bond)Australian Unity will notify members of how the planned deferral will impact them. This section includes the Target Market Determinations for products issued by Australian Unity Wealth and Investments. com. a. 2019 Community Bond : 25. Easy to invest, minimum investment is $5,000. au/wealth 1 . Detail: Visit URL An Education Bond is a tax-effective investment product designed to help meet the cost of education. The FuneralPlan Bond also provides an opportunity to tap into new markets, according to Mr Bird. Six month Term Deposit interest rate will increase by 0. 5-year pa. The information in this document is general information only and is not based on the objectives, financial situation or needs of any particular investor. Investment bonds can be a tax-effective way to save for something big over the long term -- like your children’s or grandchildren's education, because earnings on the investment. Media. 30am to 5. au. bonds, education bonds and funeral bonds. Investment Bonds Portal Forgotten password If you have forgotten your password, please enter your username below and we’ll send you a link that will allow you to. Understanding the basics of investing is the first step in your wealth-creation journey. Commonwealth Bank Education Savings Plan 14. 21. Education benefit (the sum of the Earnings Account and Education Tax Benefit)Lifeplan Education Bond Australian Unity. Australian Unity Bank's BSB number is: 803-228 Get in touch with us 13 29 39 Contact us Health insurance Independent & Assisted Living Banking. The person who administers an estate is called an executor. Average of peers (619) NOTE: Fee data has been provided by Morningstar, it may not include all costs being charged on your investment such as platform and adviser fees. Our Target Market Determination services provide a detailed understanding of your product's target audience and the necessary conditions for. A tax benefit that education bonds are entitled to, this being a unique concession which effectively recovers the tax paid on investment earnings when they are withdrawn to pay “education expenses”. Tweets. au/wealth Contact us. 34. About us. A Australian Unity E enquiries@australianunity. We’ll address your concerns as quickly as possible. au. Lifeplan Education Bond Lifeplan option number APIR Code Investment option name Availability status DistributionTo mark the three-year anniversary of its 10Invest investment bond product, Australian Unity’s Decade of Change survey analysed the ten-year lifestyle and financial aspirations of more than 500 people who are 10Invest policy holders. Investment option list. E: [email protected] KB. Title: 22149 LifeplanEasyClaim:12386 Lifeplan 9. Target Market Determination – Funeral Bond Legal disclaimer A Target Market Determination (TMD) is required under section 994B of the Corporations Act. Login. Help & user. com. gov. 593. W ith regular contributions, the potential benefit of compounding can create powerful opportunities for your future, in. com. IT requirements include computers, notebooks, iPad, phones and other technology required by the student. Fees and Costs Update: Lifeplan Education Bond . Adnan joined Australian Unity in 2009. Interest payment AYUHD - 17 October 2022. The Australian Unity Green Bond Fund invests in a combination of green, social and sustainable fixed interest securities with the primary. 00 percent and. About Australian Unity. Investments made will be in accordance with the following parameters: Asset allocation ranges (with benchmarks in brackets): international shares 0-10%. Australian Unity’s Tweets. Building strong and respectful relationships. AS AT 30/09/22. These are outlined below. Means-tested care fee. Basic expenses can include tuition, uniforms and books. investing for a child’s future. Direct debit request form. com. To change your details, manage your holding and update your communication preferences log on to Link Investor centre or call 1300 554 474. Call on 1300 790 740 Prefer to chat? Call us Mon - Fri 8. Australian Unity Limited ACN 087 648 888 . 237989 (‘Lifeplan’) is a leading provider of tax effective investment products, such as investment bonds, education bonds and funeral bonds. INCEPTION DATE. About this Product Disclosure Statement (‘PDS’) The Lifeplan Education Bond (‘Fund’) is an investment product issued by Lifeplan. We want to help you prepare for education expenses ahead. Extra 20% Off All Plans. There are no restrictions on additionalLifeplan Education Bond Weekly Unit Price Update Contact us Investor Services Adviser Services A Australian Unity E [email protected] Unity 114 Albert Road, South Melbourne VIC 3205 australianunity. com. 2013 - 2017. The Plan is simple to use, is flexible, has tax advantages to help you meet the challenges of education and has a unique design that sets it apart from other savings and The issue most closely resembling the Australian Unity bond is a subordinated bond issued by Suncorp. Funeral Plan Management Pty Ltd ABN 30 003 769 640 is a wholly owned subsidiary of Lifeplan Australia Friendly Society Limited ABN 78. au is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) is promoted by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 and distributed by. bankruptcy protection. Lifeplan Education Bond Lifeplan option number APIR Code Investment option name Availability status DistributionNeed help logging in? Can't find your bond listed? Please contact us or call on 1300 1300 38 between 8:30am to 5:00pm Monday - Friday AEST. com. The investor can claim a wide. Find answers to any questions you may have about Australian Unity Membership and benefits. We take a very holistic approach to wealth creation, designing solutions with the financial wellbeing of Australians - and the wellbeing of Australian society as a whole – at the core of our process. Australian Unity Strategic Holdings makes new PCO - 22 June 2021. au/wealth F 1800. Read more & Learn about contribution limits. Travel insurance is issued and managed by AWP Australia Pty Ltd. com. Find out more. If you require assistance with completing the Application Form, please call us on 1300 997 774 or 03 9616 8687. A basic daily care fee. Australian Unity - Investment bonds, Reply Paid 89, Adelaide SA 5001 (no stamp required if mailed in Australia) If posting from outside of Australia, please send to ead Office 271 Spring Street, Melbourne IC 3000 Email enquiries@australianunity. au E [email protected]% p. au E [email protected] Bonds are a tax effective investment Ahead of the pack for tax-effective education investing Futurity Education Bonds are a smart tax-effective choice, offering. Insert the name, address and occupation (or alternatively,The Lifeplan Education Investment Fund can be used for a lifetime of education – primary (including pre-school), secondary, tertiary (including TAFE) and special needs education, in Australia and overseas. About this Product Disclosure Statement (‘PDS’) The Lifeplan Education Bond (‘Fund’) is an investment product issued by Lifeplan. The Bond is about establishing a long-term plan for investing. Funds Management. Lifeplan Australia Friendly Society Limited ABN 787 087 649 492 AFS License No. Find out more. The Board sets the strategic direction of the Group, its risk management framework and risk appetite. 96% National Australia Bank 1. com. Start investing with as little as $1,000. Flexishield. 7%: ANZ/OnePath: Investment Savings Bond: OnePath Managed Growth: 2. In FY22, the Australian Unity’s $3. With an investment bond, we pay the tax on your earnings to the ATO at the 30% company tax rate within the bond, so you don’t have to include it in your personal tax return whilst you’re invested. Lifeplan is a subsidiary of Australian Unity Limited ABN 23 087 648 888 (Australian Unity) and is part of a group of companies undertaking investment activities at Australian Unity, generally known as Australian Unity Wealth & Capital Markets. com. com. Email: australianunitywealth@unitregistry. Lifeplan is a subsidiary of Australian Unity Limited ABN 23 087 648 888 (‘Australian Unity’) and is part of the group ofApplies to Australian Unity Investment Bonds, Australian Unity Education Savings Plan, Australian Unity Grand Bonds Assurance Fund policies only Please complete this section only if you do not have the original Certificate of Membership. Likes. The terms of the bonds are different and the Suncorp bond can be used to help absorb losses if needed, but assuming the Australia Ratings credit rating is right, then risk is similar. au Investor Services [email protected]. Memorandum of transfer form. Earnings on the underlying investments are received by the insurance company or friendly society and taxed at the corporate tax rate (currently 30%) before being reinvested in the bond. David Clarke Business Development Manager -. “The appeal to seniors is bolstered by tax and. 61 constitutes a movement of $0. This corporation was registered on 1993-09-22 and was issued with the 087648888 ACN. Call us. The Catholic system is more financially demanding, with a total K-12 cost of around $229,640. Hello All. Call 1300 670 230 Schedule a call. Enter the code sent to your mobile then click 'next'. A Product Disclosure Statement (PDS) has been issued for Lifeplan Education Bond (LEB), effective 29 March 2023. What is the Lifeplan Education Bond? The Fund is classified under Australian tax law as a ‘scholarship plan’, which gives it unique tax features that Lifeplan Education Bond calculator Start again The Education Savings Calculator We want to help you prepare for education expenses ahead. Learning how to buy bonds is an essential part of your education as an investor. On 3 November 2021, Australian Unity issued a further $230 million of MCIs under a prospectus lodged with ASIC dated 11 October 2021 (‘2021 Prospectus’), as supplemented by a supplementary prospectus dated 15 October 2021 (‘Supplementary Prospectus’ and together with the. (This is your standard salary, less the amount you are contributing to your super). Superannuation and retirement planning. BetaShares Global Energy Companies ETF Currency Hedged. Australian Unity’s SDA Fund has around $260 million under its management, with around 240 dwellings under construction. A flexible press competitive bursary plan with potential tax benefits and functionality designed specifically to maximise education savings. australian unity High Growth Bond – schedule 3 (‘aui High Growth Bond’) terminology used in this Pds (e. Wherever you’re at, the Lifeplan Investment Bond will help keep your goals on track, with a diverse range of investment strategies for: tax effective portfolio management. com. Improve or maintain Centrelink entitlements while reducing tax. investing your money. Via we. A really great educational journey can go outside a traditional. The Australian Unity security is the first issue of MCIs, a type of security made possible by a 2019 modification to the Corporations Act to provide a means for mutual entities like Australian Unity to raise permanent capital without compromising their member-owned status. General Manager of Australian Unity Financial Advice & Personal Financial Services. Lifeplan is part of the Australian Unity group. They don’t only offer domestic support, such as cleaning and shopping, carers are encouraged and supported to think more broadly about a customer’s wellbeing and what matters to them. The following four examples demonstrate how education and non-education claims. (Please refer to the Non-Education Claim notes located on the next page. 5 million in net assets – and has a minimum buy-in of $100,000, Mr Learmonth is. Losing a loved one can be unspeakably hard. Australian Unity and Lifeplan Lifeplan Australia Friendly Society Limited (Lifeplan) is a market leader in tax effective investment products, with $2. The terms of the bonds are different and the Suncorp bond can be used to help absorb losses if needed, but assuming the Australia Ratings credit rating is right, then risk is similar. 19/07/12 18/07/12. 234455. au/wealth F 1800. The development will comprise a two-level building for mixed use with retail accommodation. 087 648 888 (‘Australian Unity’) and is part of the group of companies undertaking investment activities at Australian Unity, generally known as Australian Unity Wealth and Capital Markets. com. What was Australian Unity Bonds (AYUHB) last dividend payment? Australian Unity Bonds (AYUHB) last dividend payment was $0. INCEPTION DATE. Enquiries: Australian Unity Registry 1300 554 474 . 30pm AEST. 1300 997 774. A Australian Unity E enquiries@australianunity. Performance and unit price - Closed funds. Real Asset Management is the Investment Manager of the benefit funds within the plan. com. Australian Unity Investment bonds Reply Paid 9 delaide S 001. over the period of the funeral bond. Lifeplan Investment Bond Application Form 2Fees Comparison. Lifeplan is part of the Australian Unity Group. Australian Unity has launched an education savings plan, the first issued by a major friendly society for more tAustralian Unity Limited is a limited by both shares and guarantees, listed public company, Australian public company. au 1300. Supplementary Product Disclosure Statement 1 June 2023 . com. The Fund also covers education programs for children with. com. Suncorp’s bond was also floating rate. Our security measures identified this suspicious activity and in response, we have locked some of our members’ internet banking access for their safety. Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (Australian Unity) is authorised to arrange Home, Landlord, Motor, Caravan & Trailer and Travel Insurance. super and retirement planning. Loan to value ratio (max. 10. 7 KB. Fax us the completed Lifeplan Funds Management ABN 78 087 649 492 AFSL 237989 form on (08) 8212 2790 Reply Paid 89 Adelaide SA 5001. $5. au or call 1300 1300 38. The listing of Australian Unity Securities on the ASX does not affect Australian Unity Limited’s status as a mutual entity. 414117 November 2022. Lifeplan Australia Friendly Society Limited ABN 78 087 649 492 AFS License No. Lifepan Education Bond Issued by ifeplan Australia Friendly Society imited (Lifeplan) AB 8 4 492 AFS icence o. Rewards of learning. a. we will work with you on compliance obligations. Established in 1840,The Australian Unity Property Income Fund are issued by Australian Unity Property Limited ABN 58 079 538 499, AFS Licence No. ©2020 The Lifeplan Education Investment Bond is issued by Lifeplan Australia Friendly Society Limited (Lifeplan), ABN 78 087 649 492 AFSL 237989. E: jesse@communicationscollective. com. Australian Unity Black Friday 2023 is coming! Saving up to 15% with 6 Australian Unity Discount Codes & Coupon Codes. Ability to set aside money for your loved ones to cover your funeral expenses. Your savings are locked away for the duration of the fixed period you choose, between one month and five years, a term deposit offers certainty that your money will grow at a specified rate. Australian Unity - Investment bonds, Reply Paid 89, Adelaide SA 001 (no stamp required if mailed in Australia) If posting from outside of Australia please send to ead ffice: 271 Spring Street, Melbourne IC 3000 Email [email protected]. Lifeplan Australia Friendly Society Limited ABN 78 087 649 492, AFS License No. 1003. “Australian Unity’s vision is to lead the adoption of responsible practices across the industries we operate in, supporting a sustainable future where more Australians benefit. Tags: Media. Lifeplan Education Bond Weekly Unit Price Update Contact us Investor Services Adviser Services A Australian Unity E [email protected] Lifeplan Education Bond makes accessing your funds easy and flexible, whilst aiming to optimise the tax advantages for investors. com. MCI and Bond holders. Welcome to Our Impact 2023. NGS is run only to. com. au 111 Gawler Place. au. Australian Unity launched the first ''simple corporate bond'' on Monday, taking advantage of new legislation aimed at cutting red tape associated with corporate debt raisings. au E [email protected] . An investment bond is known as a ‘tax paid’ investment. On 1 October 2019 the contribution limits changed for the Lifeplan Education Bond (Australian Unity Education Savings Fund). Education benefit (the sum of the Earnings Account and Education Tax Benefit)Lifeplan Australia Friendly Society Limited ABN 78 087 649 492, AFS Licence No. The portfolio is currently valued at more than $30 million and includes six centres located in Queensland, Western Australia and Tasmania. com. Call 1300 160 170. Through our diversified group of businesses including healthcare, aged care and retirement living services and wealth - we are well-placed to offer investors a diverse range. Travel insurance is issued and managed by AWP Australia Pty Ltd. au/wealtAustralian Unity strengthens investment bond offering. (‘Lifeplan’), a wholly owned subsidiary of Australian Unity Limited ABN 23 087 648 888. An investment in a concentrated portfolio of Australian shares that aims to deliver strong returns over the medium to long-term. 1015. The forecast internal rate of return for the SDA Fund is 9. Full Year Investor Update Invitation - 30 August 2021. New home loan rates. For parents who may have already paid off their home loan, or perhaps grandparents wanting to invest on behalf of their children, products such as investment bonds may make sense. a. 30 billion (as at 30 June 2022) in Funds Under Management (FUM) in education, investment and funeral bonds. 13 29 39Australian nity - Investment bonds eply Paid 9 Adelaide SA 001 (no stamp required if mailed in Australia) If posting from outside of Australia, please send to Head Office: 271 Spring Street elbourne IC 3000. For Australian Unity Bank customers, please call 1300 790 740 during business hours (Monday to Friday from 8. Declaration and Signature of Plan Sponsor or Student Learn how to plan for different types of schooling options, childcare, and education costs, and how to save up for or invest in your child's education with bonds, managed funds, or extra home loan repayments. For performance and unit price for investment, education and funeral bonds closed to new investors, click here . au or call 1300 1300 38. Lifeplan Education Bond Issued y ifeplan ustralia riendl Societ imited (Lifeplan) BN 8 4 492 FS icence No. 29 Jun 2022. Your employer pays your salary sacrificed contribution into your super fund. 5%: Australian Unity: Lifeplan Investment Bond, Lifeplan Education Bond, Lifeplan Funeral Bond: Lifeplan Advance Balanced: 2. An investment bond is a unique tax-effective alternative to traditional savings and investment products. Refundable Accommodation Deposit (RAD) A lump sum paid as you enter your residence or within six months of entry. Product issuer and finance. com. Australian Unity 271 Spring Street Melbourne VIC 3000 Investor Services enquiries@australianunity. Given their kids are still relatively young, this fund’s time horizon is appropriate to help them save towards the kids’ education. 30 billion (as at 30 June 2022) in funds under management (FUM) in education, investment and funeral bonds. Learn how to plan for different types of schooling options, childcare, and education costs, and how to save up for or invest in your child's education with bonds, managed funds, or. com. This covers day-to-day living costs such as meals, laundry cleaning and power. Australian Unity Mutual Capital Instruments – 2021 Offer. If you have any questions relating to what education expenses can be claimed, please call our Investor Services Team on 1300 1300 38. 98% below AYUHC's 52-week high of $102. Ask us Submit an query FAQs. Interest Rate. Withdraw for a wide range of educational expenses, not just tuition fees. 237989 (‘Lifeplan’) is a leading provider of tax effective investment products such as investment, education bonds and funeral bonds. com. It is not intended to be presented to or used by retail investors. This includes a social impact total of $1. Lifeplan is a subsidiary of Australian Unity Limited ABN 23 087 648 888 (‘Australian Unity’) and is part of the group of companies undertaking investment activities at AustralianWhen you deposit your money into the Platinum Investment Bond, we invest it in the investment option (s) you’ve selected. -ENDS-. We’ve been doing this for over 180 years. If you’re interested in starting a career in care, we are hiring now. 1015. As long-term, growth investments, Education Bonds can help parents and grandparents attain financial self-sufficiency for their lifelong education goals – whether for themselves or their families. au 111 Gawler Place, Adelaide SA 5000 T 1300 1300 38 T 1300 133 285 W australianunity. ) (Please refer to the Education Claim notes located on the next page. With regular contributions, you could benefit from compounding interest to create powerful opportunities for your future, in a tax effective way. Monday to Friday - 8. au Cont Australian nity 11 Alert Road Sout elourne I 3205 australianunity. au E investmentbonds@australianunity. 30am - 5:30pm AEST. au About Australian Unity Established in 1840, Australian Unity is a member-owned wellbeing company with more than 385,000 members and. Lifeplan is part of the Australian Unity group. In particular, the addition increased. The value of each investor’s bond rises or falls with the performance of the underlying investments. You can withdraw your. Education bonds, also known as education savings funds or scholarship plans (no resemblance to merit-based scholarships offered by individual schools), are offered by the likes of ASG and Australian. Activities and Societies: Bond University Student Association, Society and Design Students' Association. Insurance important information. No fees on establishment, contribution, withdrawal or exit. As long-term, growth investments, Education Bonds can help parents and. com. au. The purpose of the Syndicate-Fund is to refinance the existing loan facility (Syndicate-Fund 636) to assist with the construction of a split-level mixed-use commercial building at 41, 41A and 43 Queen St, Goodna, QLD. Our commitment. The balance is based on the most recently available unit price/s for your investment option/s, at the time it is displayed. Please use BLOCK letters and a black or blue pen. E. An education bond or education savings plan is a flexible and tax effective investment vehicle that allows you to prepare for the cost of a child’s education. It explains: how and why we collect, use, hold and disclose your personal information. Established in 1840, Australian Unity is a member-owned wellbeing company with 260,000 members and more than 700,000 customers. 087 648 888 (‘Australian Unity’) and is part of the group of companies undertaking investment activities at Australian Unity, generally known as Australian Unity Wealth and Capital Markets. 237989 GPO Box 89 Adelaide SA 5001 T (Adviser) 1300 133 285 | F 1800 804 890 E [email protected]/wealth F 1800. Ms Chung was appointed to the board of Australian Unity Limited on 30 June 2017 and appointed Chair on 26 October 2022. Happy Grandparents Day! What a great opportunity to recognise the essential role many grandparents play in the day-to-day life of Australian families. com. The Individual Education Bond allows you to tailor separately invested, managed, and accounted for Bonds for individual Education Beneficiaries. 10Invest is a simple, online, low cost investment bond that offers tax effectiveness not available through traditional savings and investment products. 2019 . A flexible and competitive scholarship plan with potential tax benefits and product designed specifically to maximise training savings. All Australians should understand how they want to protect, manage or pass on their assets in the event of their death, disablement or incapacity. com. 80% Woodside Petroleum 2. 234456. Other providers of education bonds in Australia include Australian Unity and Futurity Investment Group. Source: Australian Taxation Office (ATO) Where the education bond’s 10-year advantage is applicable, withdrawals from the bond’s earnings component made at any time and in any amount after 10 years are tax-free receipts. au 1300 1300 38 Phone: +61 3 9616 8687 or 1300 997 774 Mon – Fri, 8:30am – 5:30pm AEST. Established in 1840, Australian Unity is a member-owned wellbeing company with more than 385,000 members and. Education Savings Plan EasyClaim Form. Education. 34. Australian Unity - Investment bonds, Reply Paid 89, Adelaide SA 001 (no stamp required i mailed in Australia) I posting rom outside o Australia please send to ead Office: 114 Albert Road, South Melbourne IC 3205 FaxAustralian Unity is a leading specialist fund manager and provider of investment products, and one of the largest managers of investment bonds & education savings plans in Australia. au 111 Gawler Place, Adelaide SA 5000 T 1300 1300 38 T 1300 133 285 W australianunity. 3%: Average. position Australian Unity as a trusted and strategic property partner. The purpose of the Syndicate-Fund is to assist with the land acquisition at 12-18 Bayley Street & 16 Gheringhap Street, Geelong VIC 3220 (Security Property). Other providers of education bonds in Australia include Australian Unity and Futurity Investment Group. 1 Lifeplan Education Bond Supplementary Product Disclosure Statement 6 December 2021 This SPDS is issued by Lifeplan Australia Friendly Society Limited (‘Lifeplan’), ABN 78 087 649 492, AFS License No. While you’re there, don’t forget to opt into online statements! If you require assistance in registering, please email us at [email protected] Unity E [email protected] Unity General Information. A flexible and competitive scholarship plan with potential tax benefits and product designed specifically to maximise training savings. Start investing with as little as $1,000. au. You don't need to declare on going earnings in your annual tax return. a lifetime of education – primary (including pre-school), secondary, and a wide range of tertiary (including TAFE) and special needs education, in Australia and overseas. a robust and client-focused investment philosophy.